Frequently Asked Questions
Most new students are given a loan and grant package to meet their need. Assuming calculated need, grant to loan ratios improve over time as the student stays with the College.
We loan at 10 percent interest with a six-year repayment period which usually begins one year after you leave Christendom. However, there are deferments available for students who continue their schooling elsewhere, or go on to graduate school, enter the seminary or religious life, or are working for a Catholic apostolate. There is no accrued interest from the time the loan is taken out to the time of repayment, which begins one year (the grace year) after the student ceases enrollment at the College. Students who repay their loan during the grace year can, in effect, receive an interest free loan on any portion of the principal paid by the student during the grace year.
No, all loans and grants at Christendom are need-based. However most of the College’s Academic scholarships, are merit based not need based.
Yes. Merit-based scholarships from the College are used to meet your calculated need. If you have more calculated need than your merit scholarship, you will qualify for additional need based assistance through the College loan and grant program.
Can outside scholarships and/or merit scholarships from Christendom, off-campus and/or off-meal plan status affect the financial assistance I receive from Christendom?
Yes. Outside scholarships, other external sources of funding, Christendom scholarships, family plan discounts and other tuition discounts, off-meal plan status, and off-campus status will affect your student budget and/or need analysis, which may result in the reduction of the need and merit-based aid funded by the College. Christendom College is, in effect, the last source of financial assistance, whether need or merit-based, not the first source. Student aid awards will be revised if any of the above events occur after the College has made a merit or need-based award and such event changes your need or merit calculation. Based on the revised calculations, Christendom will roll back its financial assistance awarded to you.
What if my parent loses his job after I submit a financial aid application and get a financial aid award from the College?
The College will take this circumstance into account and may revise its financial assistance aid award based on third party documented information about your parent's unemployment. Other major or unusual events that negatively affect your parent's financial circumstance may also be taken into account but documented information must be submitted to the College. Please discuss unusual circumstances with the Financial Aid Office.
Accepted Students will receive information about the Student Employment Website (SEW). Through the SEW, students make an application for student jobs and review all postings for student jobs available each semester. Student Jobs are of all types: clerical, food service, maintenance, library, receptionist, and computer. Like the "real" world, these jobs do have different pay ranges. Incentive pay and pay raises are possible.
Yes, especially for students entering in the fall semester. New and returning students should apply for aid as soon as possible in the spring to get the best package. Students who apply after April 1 may not get the most desirable aid packages.
Normally it takes the College two weeks to review and process your application, provided the application is complete and all required tax forms are sent.
No, But you must first establish independent status with the College. You and your parents must complete affidavits testifying to your independence, and you must meet certain criteria set by the College. For further information on establishing financial independence, contact the Financial Aid Office.
The Financial Aid Officer will be happy to assist you with any further questions you may have about financial aid.
Financial Aid Officer
134 Christendom Drive
Front Royal, VA 22630
(540) 636-2900 ext. 1214